Locations & Hours
Important Notice ‐ Effective July 1, 2010
What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices.
What are the standard overdraft practices that come with my account?
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if United Bank of Union pays my overdraft?
What if I want United Bank of Union to authorize and pay overdrafts on any ATM and
[___] I do not want United Bank of Union to authorize and pay overdrafts onmy ATM and everyday debit card transactions.[___] I want United Bank of Union to authorize and pay overdrafts on any ATMand everyday debit card transactions.Printed Name: ____________________________________Date: ____________________________________________Account Number(s): _______________________________Account Number(s): _______________________________